Digital Payment Guide in the Chinese Mainland

Alipay offers payment and travel services tailored for overseas travelers in China, meeting all your mobile payment and travel needs. Download the Alipay app and link an international credit or debit card from Visa, Mastercard, American Express, Diners Club International®, Discover®, JCB, or UnionPay International to start exploring China with Alipay.

Quick set-up in 2 steps

Pay Easily with Alipay

Option 1 
Scan merchant's QR code

Option 2 
Present your payment code

Enjoy digital services with Alipay

Cross-border Tools 


Travel Services 旅游出行

Urban Transport 城市交通

And More...

Security capability

Frequently asked questions 

Q: What are overseas bank cards?

A: Overseas bank cards refer to cards of major overseas bank card organizations, including credit and debit cards, issued outside the Chinese mainland.

Q: Where can I pay with overseas bank cards using Alipay?

A: Consumers can add overseas bank cards to their Alipay accounts and pay for daily purchases within the Chinese mainland. Overseas bank cards do not support person-to-person transfers, sending or receiving red packets, wealth management services, insurance services, or other financial services.

Q: How do I know the exchange rate of the transactions made with overseas bank cards on Alipay?

A: The exchange rate for overseas bank cards is provided by the card scheme and issuing bank to which your card belongs. Please refer to the billing statement of your bank card.

Alipay+ is a suite of innovative cross-border digital payment and marketing solutions that connect global brands with mobile-savvy consumers around the world. Alipay+ allows you to pay with your home e-wallets at merchants displaying the Alipay+ logo, while enjoying additional benefits.

Pay smart with your home e-wallets

When you see the Alipay+ when shopping at merchants in mainland China (except on special occasions), if you have Alipay HK, Kakao Pay, Touch 'n Go eWallet, OCBC, TrueMoney, MPay, Changi Pay, NAVER Pay, GCash, Toss Pay, Hipay, NAYAPAY, Kaspi.kz or any other Alipay+ partner e-wallets on your phone, you can simply open it and pay directly.

Frequently asked questions on Alipay+

Q: How to know if a merchant in the Chinese mainland accepts Alipay+ payment methods?

A: When you see Alipay+ at checkout counters in the Chinese mainland (except for special occasions), you can pay with your home e-wallets.

Q: How to check the foreign exchange rate of payments made through Alipay+?

A: Exchange rates can be viewed via text prompt on the payment page or bill details.

Q: Do I need to pay additional fees for the cross-border payments?
问：我是否需要为跨境支付承担额外的费用?

A: No extra fees will be charged by Alipay+.

Convenient digital payments

Enjoy a hassle-free payment experience with your familiar e-wallets. No extra setup to enable cross-border payments, so you can pay as easily as at home.

E-wallets may require identity authentication, set payment limits, or restrict payment channels. You can contact your e-wallet's Customer Service Center for details.

Wide merchant coverage

Tens of millions of merchants across mainland China accept Alipay+. Just look for the Alipay+ at checkout counters (except on special occasions) and you're good to go.

Transparent FX rate

Payments are processed using Alipay+ foreign exchange rates, which are updated and published every business day. There are no additional fees charged by Alipay+.

Scan the QR code for the full list of e-wallets Alipay+ supports in the Chinese mainland. For further questions, please contact your e-wallet's Customer Service Center to get help.

If you have any questions, please feel free to contact us

• 0571-2688 6000
• (Calling from a local Chinese number)
• +86 5712688 6000
• (Calling from an overseas number)
• (Service time: MON - SUN, 08:00 - 24:00, GMT+8)

Source: Alipay