Must-know Business Chinese Vocabulary Terms (Pt.2)

Financial Terms

11. Finance – 财务 (Cáiwù)

Example:
The finance department is preparing the annual financial report.
财务部门正在准备年度财务报告。
Cáiwù bùmén zhèngzài zhǔnbèi niándù cáiwù bàogào.

12. Revenue – 收入 (Shōu rù)

Example:
Our revenue for the first quarter was higher than expected.
我们第一季度的收入比预期的要高。
Wǒ men dì yī jì dù de shōu rù bǐ yù qī de yào gāo.


13. Expense – 费用 (Fèi yòng)

Example:
We need to reduce our expenses to increase profit.
我们需要减少费用以增加利润。
Wǒ men xū yào jiǎn shǎo fèi yòng yǐ zēng jiā lì rùn.


14. Budget – 预算 (Yù suàn)

Example:
We have exceeded our marketing budget this year.
我们今年超出了营销预算。
Wǒ men jīn nián chāo chū le yíng xiāo yù suàn.


15. Accounting – 会计 (Kuài jì)

Example:
The accounting department is responsible for preparing the financial statements.
会计部门负责准备财务报表。
Kuài jì bù mén fù zé zhǔn bèi cái wù bào biǎo.


16. Debt – 债务 (Zhàiwù)

Example:
The company is working to reduce its debt.
公司正在努力减少债务。
Gōngsī zhèngzài nǔlì jiǎnshǎo zhàiwù.


17. Loan – 贷款 (Dàikuǎn)

Example:
We took out a loan to finance our expansion.
我们贷款融资扩展业务。
Wǒmen dàikuǎn róngzī kuòzhǎn yèwù.


18. Asset – 资产 (Zīchǎn)

Example:
Our assets include property and equipment.
我们的资产包括房地产和设备。
Wǒmen de zīchǎn bāokuò fángdìchǎn hé shèbèi.


19. Liability – 负债 (Fùzhài)

Example:
Our liabilities include loans and accounts payable.
我们的负债包括贷款和应付账款。
Wǒmen de fùzhài bāokuò dàikuǎn hé yīngfù zhàngkuǎn.


20. Cash Flow – 现金流 (Xiànjīn liú)

Example:
We need to improve our cash flow to fund new projects.
我们需要改善现金流来资助新项目。
Wǒmen xūyào gǎishàn xiànjīn liú lái zīzhù xīn xiàngmù.


21. Audit – 审计 (Shěnjì)

Example:
Our company undergoes an annual audit.
我们公司每年进行一次审计。

Wǒmen gōngsī měinián jìnxíng yīcì shěnjì.

22. Contract – 合同 (Hé tóng)

Example:
Before signing the contract, we must review all the terms carefully.
在签订合同之前，我们必须仔细审查所有条款。

Zài qiān dìng hé tóng zhī qián，wǒ men bì xū zǐ xì shěn chá suǒ yǒu tiáo kuǎn.

23. Financial Statement – 财务报表 (Cáiwù bàobiǎo)

Example:
The financial statements are prepared annually.
财务报表每年编制一次。

Cáiwù bàobiǎo měinián biānzhì yīcì.

24. Balance Sheet – 资产负债表 (Zī chǎn fù zhài biǎo)

Example:
The balance sheet shows our current financial status.
资产负债表显示了我们目前的财务状况。

Zī chǎn fù zhài biǎo xiǎn shì le wǒ men mù qián de cái wù zhuàng kuàng.

25. Income Statement – 损益表 (Sǔn yì biǎo)

Example:
The income statement reflects our financial performance for the year.
损益表反映了我们一年的财务表现。

Sǔn yì biǎo fǎn yìng le wǒ men yī nián de cái wù biǎo xiàn.

Source: eChineseLearning