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  Ping An VIP In-Patient Expenses Medical Insurance

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Ping An VIP In-Patient Expenses Medical Insurance (A)
Limits for Benefit and Benefit Percentage Table of Coverage Items Under Various Insurance Schemes



Coverage ItemScheme I LimitScheme II LimitScheme III LimitScheme IV Limit
Benefit percentage 95% within networked hospitals
Claim of in-patient medical expensesTotal of medicine fee, treatment fee, test fee, non-organ transplant operation fee and so on Annual Limit: RMB50,000Annual Limit: RMB100,000Annual Limit: RMB150,000Annual Limit: RMB500,000
Total of ward bed fee and nursing fee Daily Limit: RMB1,000Daily Limit: RMB1,000Daily Limit: RMB1,000Daily Limit: RMB1,500
Out-patient pre and post hospitalizationAnnual Limit: RMB500Annual Limit: RMB1,000Annual Limit: RMB2,000Annual Limit: RMB3,000
Claim of in-patient organ transplant operation expensesAnnual Limit: RMB50,000Annual Limit: RMB100,000Annual Limit: RMB150,000Annual Limit: RMB300,000
Claim of major disease out-patient medical expenses Annual Limit: RMB50,000Annual Limit: RMB100,000Annual Limit: RMB150,000Annual Limit: RMB300,000

Note 1: The ¡°annual limit¡± above refers to the limit of the annual benefit paid for each policy.
Note 2:Pre-authorization
Where, due to disease or pregnancy the insured, needs to be hospitalized for treatment, he or she shall notify the Insurer through services hotlines before hospitalization and after giving approval, the Insurer shall pay benefit according to the reasonable medical expenses that have incurred within the specified limiting amount of the various expense items. Otherwise, the Insurer shall pay benefit by an amount which is 60% of the benefit as specified above. Where the insured meets with accident or disease or suffers from sudden acute disease and needs to be hospitalized, he or she shall notify the Insurer within 48 hours through services hotlines. Otherwise, the Insurer shall pay claim by an amount which is 60% of the benefit as specified above.



Ping An VIP In-Patient Charge Medical Insurance (A) Annual Tariff



Unit£ºRMB

AgeScheme IScheme IIScheme IIIScheme IV
0-111,60912,34613,68215,154
2-38,4859,02410,00111,078
4-65,5255,8776,5157,226
7-92,9623,1533,4983,893
10-141,7711,8872,0962,345
15-191,8792,0032,2252,491
20-242,3902,5512,8343,168
25-292,9383,1393,4863,895
30-343,5823,8324,2564,758
35-394,1544,4504,9465,542
40-445,0475,4176,0256,773
45-496,1366,5977,3478,301
50-547,3757,9518,86810,079
55-598,6939,40710,51412,048
60-6413,35014,56016,27218,642
Note: The tariff for people aged 56-64 shall only apply to insurance renewal.





Ping An¡¯s Medical Network Hospital List (Beijing)



General Hospital of PLA (Beijing Region), Special Medical Dept.
Peking Union Medical College Hospital, International Medical Department
Beijing New Century Inter-national Children's Hospital
No.305 Hospital of PLA, VIP Dept
Beijing Youyi Hospital Affiliated to Capital Medical University£¬ Medical Healthcare Center
Beijing Jiangong Hospital, VIP Dept
International Medical Dept, China-Japan Friendship Hospital, Ministry of Health
Beijing Ditan Hospital, VIP Dept
No.306 Hospital of PLA, VIP Dept
Beijing Chaoyang Hospital affiliated to Capital Medical University
Clinic of Navy General Hospital of PLA, VIP Dept
The Third Clinic of Stomatology Hospital affiliated to Peking University
Health Medical Center,general hospital of PLA

 
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